Disclosures

California Residents:

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, exception under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov

Notice to California Customers: In California, loans are made or arranged pursuant to a Department of Business Oversight California Finance Lenders Law License (No. 603 J998). ACME Financial Services makes loans via the Internet from its location at 112 S. French St, Wilmington, DE 19801.

Notice to Texas and Ohio Customers

In Texas and Ohio, ACME Financial Services is a Credit Services Organization/Credit Access Business operating in accordance with each state's applicable Credit Services Organization Act. In Ohio, ACME Financial Services of Ohio, LLC d/b/a ACME Financial Services is licensed by the Department of Commerce, Division of Financial Institutions Certificate No. CS.900086.000. In Texas, ACME Financial Services, LLC is licensed by the Office of the Consumer Credit Commissioner, License No. 12345-6789. ACME Financial Services is not the lender or a fiduciary of the lender.

Massachusetts Residents:

Notice of Important Rights - You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment.  Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request.  You may terminate this request by writing to the debt collector. 
Office Hours (EST): Monday-Friday: 8:00am-6:00pm

Minnesota Residents:

This collection agency is licensed by the Minnesota Department of Commerce.